Financial Advisor, Estate Planning, Insurance, Mortgage Broker and Loan Referral Services.
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Vision
I help my clients ensure their desired lifestyle by implementing comprehensive and customized financial strategies developed and fine-tuned over my 27 year career.
While my clients are looking for financial peace of mind the financial industry often focuses on short-term perspectives and market “noise” which could lead to costly decisions based on emotion. It’s my [...]
Join me in Vancouver for a Lunch and Learn Seminar titled ‘Investing for Income in Uncertain Times’ on March 17 at 1 pm.
Click here for more details
Christian Farstad, CFA, CFP, FCSI at ScotiaMcLeod
Recently, I attended a reunion for my high school. Both my wife and I had a great time. There I saw friends I had not seen for over 25 years. Into the evening one friend approached me and shared his story. Tom was a great guy, he had attended law school, had been called [...]
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Today Canadians have to save up enough money to possibly last for up to 30 years of retirement. Not only that, but they also have to learn about investing and taxes. To be a successful investor one will have to learn how to control his or her emotions when riding the ups and downs [...]
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Recently I was contacted by a Bottom Line reader who was a partner of a public accounting firm in Toronto. The reason for his call was he was getting prepared to perform his annual review meetings with all his clients for the 2009 tax year. He shared with me that the reason for his [...]
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Today is a good day to empower yourself and your family…
To think about your financial tomorrow - People with a financial plan worry less and save more.
Together, we can create a financial plan to help you:
Know where your money is going
Understand where the money will come from for your family’s changing needs [...]
We are committed to our clients. Since 1975, Bob McIntosh has been developing innovative and practical strategies to help our clients achieve financial growth and security. Our variety of services and expertise reflect today’s changing personal and business environments. “We strive to exceed client’s expectations.” What You Can Expect From Us… A relationship built on [...]
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Dear D. Rosenberg:
My advice depends on how much you are withdrawing from savings each year. Also, ensure that when you ... Dear Annie
To help me answer your question can you tell me which 'pension' you are referring to? Is it the ... Imelda
Your mother would have reduced GIS benefits if her income rises above $15,672. Here is more information on the program. ... Chelsey
I am very sorry for your loss. This is a very difficult situation. Your father in law's wife should be ... Earl
Thanks for the note. I would like to let you know that most people do not receive a full CPP ... Nelson
You mention that you have a TSFA (tax free savings account) and that you have $50,000 to invest. You can ... Judy
Personal debt does not affect your CPP payment rate. The only things that affects the payout are at what age ... Louise
To qualify for full Old Age Security your father needs to have resided in Canada for 40 years since the ... Tyler
I am no expert on this subject but from my understanding a 'holograph will' needs to written in the person's ... Dear Niel
There is a supplement to Old Age Security. It is called the Guaranteed Income Supplement. The maximum amount you ...
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