Archive for admin

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What the HST means to you

From children’s sports activities and home renos to simply driving around, life is about to get more expensive in Ontario.
BY TINA TEHRANCHIAN
On July 1, the Ontario government will introduce the new Harmonized Sales Tax (HST). This means that certain purchases that were only subject to the 5% Goods and Services Tax (GST) before this date, will [...]

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June 22nd, 2010 | admin | 0 comments | Continued
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It’s time to do some tax planning

April 30th has come and gone. Tax filers across the country have gone through the annual ritual for assembling tax receipts to figure out how much we earned and how much tax we will have to pay as a result.
Tax preparation, therefore, is really the act of summarizing the historical events of the past [...]

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June 21st, 2010 | admin | 0 comments | Continued
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Mutual Fund Fees do matter

Mutual fund fees continue to be scrutinized by the media. Many feel that the Management Expense Ratios (MERs) on mutual funds are too high especially given the fact that the last 10 years have been far from rewarding for investors.
So, are MERs really too high? Does a higher MER mean better returns or lower returns? [...]

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May 18th, 2010 | admin | 1 comment | Continued
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The secrets to improving your financial health

I married a dietitian and together we often draw a lot of parallels to each others field of expertise. I find it quite fun to relate our personal health to financial health so here are some of my most memorable parallels:
1. Simple not easy – discipline, work, effort is the key. Like many people, I [...]

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May 5th, 2010 | admin | 0 comments | Continued
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Financial stress is affecting the workplace

Financial education and literacy have become hot topics for the simple reason that many Canadians are not well equipped with the financial knowledge to make good decisions about money. In fact, this problem is not just isolated in Canada but it is an international concern.
Did you know . . .
o 55% of people are stressed [...]

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April 28th, 2010 | admin | 0 comments | Continued
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Causes of Financial Stress

In the medical industry, a pandemic is described as a widespread outbreak of an infectious disease over a wide geographical area. In the financial world, I think we have a serious pandemic that is causing people to have serious financial problems and stress. A lot of people are stressed and one of the biggest causes [...]

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April 26th, 2010 | admin | 0 comments | Continued
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Jeff Smilgis

Jeff has focused his practice on helping high-net-worth clients implement comprehensive financial strategies that help them reduce unnecessary risk from their portfolios, reduce taxes, and utilize estate planning strategies. He believes every person should have a financial plan to use as a planning guide, and then look to reduce or eliminate the situations that could [...]

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March 15th, 2010 | admin | 0 comments | Continued
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Don Proteau BCom, CFP, CIM

Vision
I help my clients ensure their desired lifestyle by implementing comprehensive and customized financial strategies developed and fine-tuned over my 27 year career.
While my clients are looking for financial peace of mind the financial industry often focuses on short-term perspectives and market “noise” which could lead to costly decisions based on emotion. It’s my [...]

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March 4th, 2010 | admin | 0 comments | Continued
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Karen Beaubier

Today is a good day to empower yourself and your family…
To think about your financial tomorrow - People with a financial plan worry less and save more.

Together, we can create a financial plan to help you:
Know where your money is going
Understand where the money will come from for your family’s changing needs [...]

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February 8th, 2010 | admin | 0 comments | Continued
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Duncan Stewart MBA CIMA FCSI CFP

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February 8th, 2010 | admin | 0 comments | Continued