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Gordon O. Stockman, , BComm., CA, CFP is a founder of Efficient Wealth Management Inc., a leader in cost efficient financial planning. Efficient Wealth Management’s mission is to return control of the cost of financial planning advice and investment management to the investor. Efficient Wealth Management provides unbiased, independent, superior financial planning advice, on a fee only basis. Contact Gordon Stockman via email at clientservices@efficientwealth.com or through his web site at www.efficientwealth.com
I do not know about you but for me the year seems to start in the summer and end in the summer. I guess I never grew out of being a student, when every new year began after Labour Day, not on January 1st. So, for the start of my year, I thought I would [...]
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This being a column on obtaining value, we invariably will find ourselves back to discussing fees. Since we are seeking value from our portfolio management arrangements, the discussion always gets back around to costs. It is fact, that if you are being assisted with your investments, you are paying for the service, and you need [...]
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Many Canadian investors are currently spending an awful lot of time watching the US news networks, trying to catch the latest on the credit crunch, the bailouts and the continuing bankruptcies. For almost two weeks, we watched and waited for the hammering out of a deal that could go to congress, so that the US [...]
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Value For Money Investing means we wish to allocate and use our hard-earned resources in order to improve investment outcomes in a continuous and sustainable way at a fair and equitable price. In other words, achieve good investment returns AND receive fair value for the services provided.
If you are being assisted with your investments, you [...]
Value for Money Investing means to achieve risk appropriate investment outcomes in a continuous and sustainable way at a fair and equitable price. More simply, achieve good investment returns AND receive fair value for the services provided. Your well being should be improved net of all advisory costs.
In Canada, if you have investments you also [...]
I just returned from Guadalajara, Mexico and Washington, DC. What a pleasure to spend those pesos and greenbacks having converted to them from one of the strongest currencies in the world, the Canadian dollar.
Only a few years ago the “Canadian dollar” and “strongest currency” said together was an oxymoron. There is a reason why we [...]
Value for Money Investing means to achieve risk-appropriate investment outcomes in a continuous and sustainable way at a fair and equitable price. More simply, achieve good investment returns AND receive fair value for the services provided. Your well being should be improved net of all advisory costs. I am about to bare a truth about [...]
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Value for Money Investing merely means that we wish to allocate and use our hard earned resources in order to improve investment outcomes in a continuous and sustainable way at a fair and equitable price. Fancy words, that are easy to say, but what do they mean and what do we do?
As we learn young, [...]
My husband died at the age of 59 may 24 2003
I was 57...I am 64 now
My income is 30,000
Have I ...
I was wondering my step aunty is POA for my dad and he has passed away is the POA responsible ...
After reading this, I was not too impressed with the way my mortgage renewal went! It so happens that ...
Having executed a will in accordance with all requirements what are the provisions for 'winding up ' the operation? Is ...
Correction to my posting I was under 35 years old (31 to be precise)
My husband passed away 28 years ago, I was under 25 at the time and was told I was not ...
Will I receive my old age pension if I move out of the country.
I also get CPP. 
I just sat reading most of the comments on CPP and OAP pensions. I find most of these very ...
Hi
I am getting 65 years and entitled for CPP and Old Age Security but my wife is only 59 years ...
My wife has never worked outside of the home. When she reaches 65 will she be entitled to OAS ...
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