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Estate planning is the process of managing and maximizing your estate assets and all of the means by which those assets are left to your survivors - your family and loved ones - after you die. Get a Free Consolation with an Estate Planner
In this book, experienced Toronto Wills and Estates lawyers, Barry Fish and Les Kotzer, provide insight and strategies to help you plan to avoid inheritance disputes using a plain language, “tell it like it is” approach.
The Family [...]
Many people are under the impression that once they sign their Will, they can put it in their safety deposit box and never think about the subject again. This is a common misconception. As time goes on, changing circumstances make it advisable to conduct revisions to existing Wills.
Although it is not possible to [...]
A while back, a client came into my office and wanted to know whether a will that he had prepared himself was good enough.
The man told me he owned a home, GICs, stocks and various bank accounts scattered across the city. He was a widower with three children and many grandchildren.
I reviewed his will [...]
Step into the world of two Wills lawyers… a world very few get to see. Long time Wills lawyers Les Kotzer and Barry Fish share dozens and dozens of Inheritance related stories.
“Many of these stories have had a permanent impact on us and we believe they will have an impact on you” - Authors Barry [...]
One major decision that must be made by the person making a Will is the choice of one or more persons who are to act in the role of executor (executrix, if female). As a matter of convenience in this article I will be using the term executor. Essentially, your executor is the person appointed [...]
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I have insomnia and it sometimes drives my wife nuts. When I can’t sleep at night like many, I turn to the internet to be my companion in those late hours. Within minutes on my keyboard I usually find myself looking for both information and new ideas that I can bring to my practice and [...]
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The “lazy hazy” days of summer are here and many of us will be leaving the city life to enjoy our favorite “home away from home” our family cottage. For many these properties represent the second largest financial investment we will make. There is, however, an important difference between this property and your primary residence! [...]
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I’ve known franchisee Ike for several years, ever since his trusted public accountant Ronald introduced us. Ronald wanted me to implement some tax minimization and tax deferral solutions for Ike, focusing on executive compensation, pension and succession exiting strategies. Ike is a multi-unit franchisee with plenty of business sense but everyone can benefit from some [...]
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Over the years we have all heard that we can do more with much less effort by understanding the power behind leverage. In this month’s column I would like to shed light on some powerful leverage options that you may want to considered during the estate planning process with clients.
Pose a problem and ask for [...]
Far too often, going to an estate planning seminar is like watching paint dry because the information is too technical and tax driven. Earlier this year, I was part of an estate planning session that focused on more unconventional estate planning advice filled with lots of common sense. Here are some great tips I got [...]
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Brian
I actually use Naviplan financial planning software for my clients. I also use customized spreadsheets to demonstrate certain ideas as ...
Hi Christian,
It's been two months now why not tell everybody what kind of software you use to help people? ...
Gerry
Your company does not have to make contributions to CPP anymore on your behalf under the current CPP rules.
All ...
Christian,
Do mean preferred shares? Your bank owned web site has daily comments about the market. How can ...
Doru
The service Canada reports assume that you will be working until age 65 and that you would be continuing to ...
Brian
I am all for proper financial planning and for use of insurance in a well-structured estate plan. I just ...
Inflation is only one part what about taxes?
"A good balanced portfolio of quality dividend paying equities, preferred shares ...
Brian
As I mentioned before, I am very familiar with GLWB products. I understand how they work, I am able to ...
Doru
The CPP is a contribution based system. If you stopped working you will stop contributing and it would normally affect ...
Doru
If both your spouse and you qualify for OAS you both get it individually. If you both qualify for $524 ...
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