Individual pension plans have been around for years but they have recently started to gain popularity with business owners who are in a high tax bracket. According to Canada Revenue Agency there are only about 10,000 individual pension plans in Canada. However, as of late, individual pension plans have also come on the [...]

Gerry Scott is an Investment Advisor and Branch Manager with Manulife Securities Inc. with nearly 20 years in the industry. Gerry established his own national IDA dealership branch approximately 10 years ago. Currently he services his clients in a new office under Manulife Securities Inc. His commitment to the City of Coquitlam and the investment [...]

Being a business owner who owns a successful business but has no succession plan in place is similar to being an individual who has amassed significant wealth but has no retirement or estate plan in place.  In both cases unnecessary taxes, fees and legal implications can threaten the enjoyment of a comfortable retirement and the [...]

I got back over $17,000 from CRA and continue to save thousands of dollars every year which really helps my family. Maybe you can too!
Every year accountants, tax preparers and Canadians who do their own personal taxes miss out on millions of dollars of tax refunds and credits. How can you prevent this from happening [...]

Every investor can benefit from having income-generating investments in his or her portfolio. Especially in today’s challenging environment, these holdings can add stability, as well as a source of regular payouts while you wait for the markets to improve.
But it is not enough to simply add more income investments to your portfolio. In fact, making [...]