Comment & Opinion


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The secrets to improving your financial health

I married a dietitian and together we often draw a lot of parallels to each others field of expertise. I find it quite fun to relate our personal health to financial health so here are some of my most memorable parallels:
1. Simple not easy – discipline, work, effort is the key. Like many people, I [...]

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May 5th, 2010 | admin | 0 comments | Continued
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The Role of the Financial Advisor - To Sell or Advise?

What do you suppose is the primary role of a financial advisor? Would it come as a surprise to you to know that most financial advisors earn their living by selling financial products? - that the prevailing culture in the financial advice business is more like that of a real estate agent than that of [...]

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August 21st, 2007 | admin | 2 comments | Continued
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Work Manifesto for the 21st Century

In the Information Age the only thing we can count on is change itself. After more than a decade in which millions of people’s working lives have been disrupted by corporate outsourcing, downsizing and reengineering, individuals have come to realize that Canadian companies can no longer offer them job security.
In the New Economy “we have [...]

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November 23rd, 2005 | admin | 0 comments | Continued
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Living Will is The Best Revenge

Like many of you, I have been compelled by recent events to prepare a more detailed advance directive dealing with end-of-life issues. Here’s what mine says:

In the event I lapse into a persistent vegetative state, I want medical authorities to resort to extraordinary means to prolong my hellish semiexistence. Fifteen years wouldn’t be long enough [...]

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October 19th, 2005 | admin | 0 comments | Continued
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Investment Advisors and Conflict of Interest

Throughout 2004, investment advisors were frequently vilified in the financial press. They were accused of such things as: not disclosing their total profits and commissions, putting clients in higher-cost house-brand mutual funds, in the case of brokers - churning accounts to make commissions, and generally of being in a conflict of interest position and failing [...]

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May 11th, 2005 | admin | 0 comments | Continued
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Demographics and Investing

Five years ago, I wrote an article on demographics and investing after listening to Harry Dent, author of the best selling books “The Great Boom Ahead” and “The Roaring 2000s Investor” about the merits of predicting the long term future of the stock market based on demographic analysis.
His basic premise was that as far back [...]

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May 10th, 2005 | admin | 0 comments | Continued
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The (Complete and Utter) Folly of Ethical Investing

If the purpose of “ethical investing” is to avoid “supporting” unethical and otherwise wicked corporations, then, I am sorry to say, it is (with rare exceptions) a complete and utter waste of time.
In a nutshell, this is because it is customers and not investors who ultimately decide the fate of any corporation. Any company with [...]

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May 9th, 2005 | admin | 0 comments | Continued
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How to Fix The Canadian Economy

I’m not an economist but I have studied the market system all my life, so here’s my two cents worth on how to improve the Canadian Economy.
Quite simply, we need to insure that each person has the incentive and the opportunity to work at a “job” that represents the “highest and best use” of each [...]

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April 14th, 2005 | admin | 0 comments | Continued
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Who says you need to stop working at age 65?

One of the biggest misconceptions about retirement is the concept that retirement means not working. In fact, with all the pressures on Canadians to self fund retirement, one of the easiest solutions might be to incorporate work into our retirement.
Current trends are showing that work is becoming an increasing component of retirement.
85% of Americans, [...]

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March 29th, 2005 | admin | 0 comments | Continued
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Canadians are worried about retirement…

According to a study by Statistics Canada, 31% of those polled between the age of 45 to 60 said that their financial preparations for retirement were inadequate. In another study by Investors Group, only 19.6% to 24.5% of non-retirees over the age of 45 were not concerned about retirement. They were the minority that felt [...]

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March 18th, 2005 | admin | 0 comments | Continued