Insurance


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How Critical Is Critical Illness Insurance For Your Business

Get a Critical Illness / Disability Life Insurance Quote
Imagine one day you have a massive heart attack and can’t come to work for weeks. What would happen to the day to day operation of your business? Who would pay the wages, write the cheques to pay the bills, deal with client concerns and most importantly [...]

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July 9th, 2009 | Tina Tehranchian | 1 comment | Continued
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The emotional side of a critical illness

Get a Critical Illness / Disability Life Insurance Quote
You may find it difficult to imagine being diagnosed with cancer or learning that a spouse has suffered a heart attack or stroke. These painful scenarios may be difficult to contemplate, but they are the sort of life-altering situations any one of us may face one day. [...]

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May 14th, 2009 | brewitt | 0 comments | Continued
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Protect your home, not your lender

You’ve worked hard to find just the right home. Make sure you find the right mortgage life insurance to protect you and your family. Many lending institutions offer mortgage insurance as part of their mortgage packaging. While this may be convenient, you may want to consider other, more flexible life insurance options.
Lender’s mortgage insurance
Many [...]

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March 30th, 2009 | brewitt | 0 comments | Continued
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GMWB and GLWB products in the Canadian marketplace

The guaranteed minimum withdrawal benefit (GMWB) or guaranteed lifetime withdrawal benefit (GLWB) products have recently been receiving a lot of attention in the Canadian marketplace. These products are not entirely new, as they are actually enhancements to existing segregated fund products.

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February 13th, 2009 | James Zhong | 6 comments | Continued
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Personal Insured Annuities

Here’s the issue:
Your investment portfolio includes interest-bearing investments such as GICs, term deposits, bonds and bank accounts. You’re using the interest earned by the investments to supplement your income. You want to maximize the income you’re receiving today, while preserving your investment capital to make a gift when you die.
If your situation is similar to [...]

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January 29th, 2009 | admin | 0 comments | Continued
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Personal and Financial Planning with Insurance

North Americans spend hundreds of billions of dollars annually on insurance; from home, auto, life and health coverage, it’s the 5th largest of all family expenditures. Yet surprisingly many of us are unaware of the full range of benefits insurance products today can offer in personal coverage and financial planning.
Tax planning with Life Insurance
Now some [...]

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January 8th, 2009 | admin | 2 comments | Continued
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Commercial Liability Insurance

Commercial General Liability policies cover four types of claims:

bodily injury resulting in actual physical damage or loss,
property damage or loss,
personal injury (including slander or libel), and
advertising injury.

The cost to defend a commercial damages claim can be ruinous to a business. When you are protected by general liability coverage, the cost of claims, damages, legal fees [...]

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April 29th, 2008 | admin | 0 comments | Continued
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Protect your RRSP with critical illness insurance

Get a Critical Illness / Disability Life Insurance Quote

Advertising and media attention for Registered Retirement Savings Plans (RRSPs) hits a fever pitch during the month of February. There’s a strong focus on educating Canadians about the significant benefits of RRSPs, and many reminders about the contribution deadline of February 29 for the 2007 tax year. [...]

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February 15th, 2008 | admin | 0 comments | Continued
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Auto Insurance Quote

Protect yourself from financial loss and personal liability
Your auto insurance provides property, liability and medical coverage:
Property coverage in case of theft or damage to your car.
Liability coverage in case of bodily injury to others or property damage.
Medical coverage that pays for the the cost of treating injuries, rehabilitation, lost wages or even funeral [...]

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February 12th, 2008 | admin | Comments Off | Continued
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Home Insurance Quote

Protect yourself from personal liability and financial loss.
Home insurance costs vary significantly from one insurer to another. Companies that sell home insurance compete with each other on the basis of coverage, service and location.
Don’t pay more than you have to by accepting the 1st home insurance quote you’re offered. An independent agent can often find [...]

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February 1st, 2008 | admin | Comments Off | Continued