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The laddered approach allows us to roll with the interest rate punches, while diversifying away many of the risks which lay seen or unseen in today’s complex investment environment
Predictability, Liquidity, and Adaptability
Too often investors are preoccupied with being right. They view the investment process as one in which
each decision will be judged in hindsight as [...]
On any given day, which way the market is headed is anybody’s guess. Over the long term, however, one thing is certain; North American stock markets have continued to grow, characterized by daily ups and downs. Nonetheless, if you’re an investor who has never experienced a bear market - a prolonged downtrend (lasting months to [...]
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Alternatives for Canada Savings Bond Investors
An investment that is fully guaranteed by the issuer, and can double or even triple in value, as long as it is held to maturity? The security is called a stripped bond, and they are guaranteed by the Federal or Provincial Government. Stripped bonds are ideal for investors who do [...]
Today there are innovative fixed-income mutual funds that offer investors the security of fixed-income investing with the tax benefits of equities.
Buy bonds and pay less tax
When it comes to conservative investing, investors typically head towards fixed income over equities. Historically, bonds have demonstrated significantly lower risk qualities than equities. While safety is better, fixed-income investments [...]
Index linked GICs have often been described as the best of all worlds. You get a guarantee of capital just like a GIC and you get the potential for higher returns like non-guaranteed products.
What is an index linked GIC?
Index linked GICs are similar to conventional GICs from the standpoint that you select a length of [...]
Do you sometimes feel when you are investing that you are caught on a roller coaster that you know you have to stay on, but would like to get off?
The Yale, Harvard, and Stanford endowment funds have in excess of $30 BILLION in funds under management as shown on their annual reports and are entrusted [...]
Implications for Income Trust Investors
There are many things in life that look really easy, until you try to do them yourself. Often, what makes them difficult is that our instinctive reaction gets in the way and success only comes after we unlearn what our bodies or minds do naturally. Novice golfers often find that the [...]
With any investment decision, there are two key decisions that have to be made. The first is when to buy and the second is when to sell. One of the most difficult investment decisions you will ever make is when to sell a mutual fund. There is an abundance of information out there on how [...]
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Are you ready to borrow to buy investments?
First you borrowed to buy a car. Then you borrowed to buy a house. Are you ready to borrow to buy investments?
Borrowing to invest, or “leveraging” as it is popularly called, is an investing strategy that has been in existence almost as long as money itself. For thousands [...]
Would you like to receive monthly income of about 9% and have your capital grow?
Strategy: Generate good current income and give the capital invested an opportunity to grow.
Concept: Use the market volatility and ten-year growth rates to the investor’s advantage
What is it? An Income Trust Unit.
How does it work? Invest capital into a trust that [...]
Ken
There is an international agreement between Canada and the UK for government benefits. Call Service Canada to discuss your individual ... Karen
I am very sorry to hear that you are out of work due to your disability. You may be able ...
Try to find a mortgage broker who will show you how to pay less taxes, be debt free sooner and ...
I have been off work for over 2 yrs and I will not be able to return due to my ...
As of August 19, 2008, holograph wills are apparently legal in Nova Scotia:
http://www.legalinfo.org/index.php?option=content&task=view&id=114#8
Also, there is no indication ...
It would be helpful to make referance to what happens if the beneficiary designated were to pass away prior to ...
Hi, I was wondering where I could go to get E&O insurance as a insurance broker. 
CAAMP offers the licensing course and once you pass the exam you need to be registered with FSCO by a ...
If a shareholder is active in the business, in lieu of dividends may a fee be paid to the shareholder ...
We are experiencing this problem with my sister and brother who are co-executors for my mother who is 95. ...
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