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Value For Money Investing means we wish to allocate and use our hard-earned resources in order to improve investment outcomes in a continuous and sustainable way at a fair and equitable price. In other words, achieve good investment returns AND receive fair value for the services provided.
If you are being assisted with your investments, you [...]
The ABC, XYZ, MER and F’s of Mutual Funds.
Have you ever sat down with a bunch of doctors and listened to the medical jargon they share? It’s a different language. In fact, I think every industry and every professional has some level of this and the investment industry is no different. Just think of all [...]
Are you a conservative investor who is tired of seeing the returns generated by GIC’s reduced by inflation and taxes? Or are you a small business owner who wants to make sure your personal savings remain protected in the event of bankruptcy? Perhaps you are in poor health and want to make sure your savings [...]
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There are hallmarks of good fund manager’s performance that transcend the quarter-by-quarter fluctuations in the value of a fund. Some funds, like index and money market funds are evaluated on their ability to track their respective markets and allow a somewhat passive management style; others, due to their fund type require a more active involvement [...]
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Recent developments in the mutual fund industry have allowed financial planners much greater flexibility when constructing investment portfolios. Through the use of derivatives, fund managers are now able to mimic the performance of foreign-based investments while technically remaining fully RRSP eligible.
These so-called “clone” funds may invest up to 30% directly in the foreign based fund, [...]
Due to the risk exposure holders of common shares have the greatest potential for capital gains.
The ownership of a company is represented by the common shares. Common shareholders put up the initial capital for a venture and in the event of its failure are the last to be paid. However, despite this fact, common shares [...]
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Rights and warrants are derivative products, which means their value is derived from some other underlying asset.
Unlike options and futures, rights and warrants are issued by corporations as a means of raising funds. Issuing new shares may involve substantial fees, whereas the sale of shares from a rights issue can bring in funds relatively easily [...]
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Options and futures are derivative products that are related to and derive their value from an underlying market instrument.
Options and futures are said to be derivative products in that they are related to and derive their value from an underlying market instrument. Options can be bought and sold in the over-the-counter market or in the [...]
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Natural resource investment trusts have gained widespread popularity of late, with the number of issues available on Canadian exchanges having proliferated in recent years.
Natural resource investment trusts are similar to real estate investment trusts in their structure. The trust acquires royalty interests in such things as oil and gas resources and provides a stream of [...]
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Commodity trading requires both a superior knowledge of market fundamentals and the supply and demand of the underlying resource.
Commodity trading is normally reserved for two types of investors; those dealing on behalf of a business requirement arising from the production or purchase of actual physical commodities, and those who make a living speculating on the [...]
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My husband died at the age of 59 may 24 2003
I was 57...I am 64 now
My income is 30,000
Have I ...
I was wondering my step aunty is POA for my dad and he has passed away is the POA responsible ...
After reading this, I was not too impressed with the way my mortgage renewal went! It so happens that ...
Having executed a will in accordance with all requirements what are the provisions for 'winding up ' the operation? Is ...
Correction to my posting I was under 35 years old (31 to be precise)
My husband passed away 28 years ago, I was under 25 at the time and was told I was not ...
Will I receive my old age pension if I move out of the country.
I also get CPP. 
I just sat reading most of the comments on CPP and OAP pensions. I find most of these very ...
Hi
I am getting 65 years and entitled for CPP and Old Age Security but my wife is only 59 years ...
My wife has never worked outside of the home. When she reaches 65 will she be entitled to OAS ...
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