This being a column on obtaining value, we invariably will  find ourselves back to discussing fees.  Since we are seeking  value from our portfolio management arrangements, the  discussion always gets back around to costs.  It is fact, that if  you are being assisted with your investments, you are paying  for the service, and you need [...]

Value For Money Investing means we wish to allocate and use our hard-earned resources in order to improve investment outcomes in a continuous and sustainable way at a fair and equitable price. In other words, achieve good investment returns AND receive fair value for the services provided.
If you are being assisted with your investments, you [...]

I just returned from Guadalajara, Mexico and Washington, DC. What a pleasure to spend those pesos and greenbacks having converted to them from one of the strongest currencies in the world, the Canadian dollar.
Only a few years ago the “Canadian dollar” and “strongest currency” said together was an oxymoron. There is a reason why we [...]

Value for Money Investing merely means that we wish to allocate and use our hard earned resources in order to improve investment outcomes in a continuous and sustainable way at a fair and equitable price. Fancy words, that are easy to say, but what do they mean and what do we do?
As we learn young, [...]

The laddered approach allows us to roll with the interest rate punches, while diversifying away many of the risks which lay seen or unseen in today’s complex investment environment

Predictability, Liquidity, and Adaptability
Too often investors are preoccupied with being right. They view the investment process as one in which
each decision will be judged in hindsight as [...]