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Get your next mortgage through the services of a qualified local mortgage broker, like more Canadians are doing every year. Except in poor credit cases, the service is free. Find out more and get a no-charge, no-obligation quote.
With the recent cuts in interest rates, and with rates being at an all time low, RIGHT NOW is a really good time to consider cashing in on this opportunity to save yourself 1 - 2% on your own mortgage. Literally on every $100,000 you could save $2,400 a year or $200 a month in [...]
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If you are thinking of buying a house soon, here are some good tips to help you get started:
1. Begin saving cash for your downpayment. The larger your downpayment, the lower your mortgage obligation will be. You can also place saved funds into an RRSP, and then cash them out to use towards your downpayment. [...]
There are a lot of myths and facts about gaining a mortgage after you’ve gone through a bankruptcy. I’ve worked with a lot of people with “after bankruptcy lending” now for just over 5 years, and it seems like there are not a lot of experts out there that are really helping people. Rather either [...]
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Home-owners will be facing some big changes on the home selling process if Ontario’s new Green Energy Act is passed through and fully implemented. One of the stipulations of the new Act, is that anyone who is selling their home, will be required to have an Energy Audit on their home.
I wrote about this home [...]
I received an email from someone who found my website on the internet, asking me why they were charged a discharge fee, by their bank, when they paid off the full balance of their mortgage. This was a fee that they were surprised to see and they were checking with me to see if that [...]
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A mortgage broker (or mortgage consultant in some jurisdictions) is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage broker will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - [...]
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Western economies are susceptible to recessions approximately every 15 years. While most Canadians will never face a bigger debt in their lifetime than their mortgage payment which can span over a 20 to 25 year period, they are rarely provided with strategies that will lessen this burden. As economic times change from good to recession [...]
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Anxious Canadians have waited to see how our government would tackle a monstrous world economic crisis and its spill-over effects into Canada. It was a year ago, in January 2008, that some economists optimistically announced Canada would experience some pain however we would be immune to any kind of recession here. As the mouse slept [...]
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If you have been through the process of purchasing a home, you may have remembered a clause, at the back of your purchase agreement, that states something like this:
“ This offer is conditional upon the Buyer arranging financing within FIVE (5) banking days from acceptance of this Offer.”
Sometimes the financing timeframe is extended beyond five [...]
Having the right real estate professional by your side can greatly improve your home-buying experience. A good rule of thumb is to interview a minimum of three candidates.
Here are 10 questions to ask during an interview:
1. Are you a full-time professional REALTOR®? How long have you worked full-time in real estate? What geographic areas do [...]
My husband died at the age of 59 may 24 2003
I was 57...I am 64 now
My income is 30,000
Have I ...
I was wondering my step aunty is POA for my dad and he has passed away is the POA responsible ...
After reading this, I was not too impressed with the way my mortgage renewal went! It so happens that ...
Having executed a will in accordance with all requirements what are the provisions for 'winding up ' the operation? Is ...
Correction to my posting I was under 35 years old (31 to be precise)
My husband passed away 28 years ago, I was under 25 at the time and was told I was not ...
Will I receive my old age pension if I move out of the country.
I also get CPP. 
I just sat reading most of the comments on CPP and OAP pensions. I find most of these very ...
Hi
I am getting 65 years and entitled for CPP and Old Age Security but my wife is only 59 years ...
My wife has never worked outside of the home. When she reaches 65 will she be entitled to OAS ...
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