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Learning bond sets course for low-income families
It’s easy to see why Prime Minister Paul Martin wants to give money to low-income families to kick-start their savings for post-secondary education. They’re struggling with daily expenses and have little left over to invest in a registered education savings plan, the favoured vehicle for middle-income families.
Tuition fees for [...]
The Canada Educations Savings Grant provides additional assistance to those saving for their children’s education.
The February 1998 budget introduced the Canada Education Savings Grant (CESG) for all RESP contributions made after 1997.
Intended to provide additional assistance for those saving for their children’s education, the CESG will be equal to 20% of all annual contributions made [...]
Through tax deferral and income splitting, registered education savings plans (RESPs) are intended to provide for the education of named “beneficiaries”-typically the children or grandchildren of the contributor.
The Income Tax Act (ITA) s.146.1 defines an RESP as a contract between a taxpayer and an issuer under which the issuer will make future payments towards the [...]
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